Disclaimer

Internet Legal Disclaimer
Independent Review Inc.
 
Terms of Use

Please read these terms and conditions (the "Terms of Use") carefully as they apply to your access and/or use of this Site. By accessing this Site and any pages thereof, you acknowledge your agreement with and your understanding of these Terms of Use. If you do not agree to these Terms of Use, please do not access or use this Site. These Terms of Use are subject to change at any time. Every time you access Web pages of Independent Review Inc. make sure that you check this page.
 
The term "IRI" shall mean Independent Review Inc. and any of its related and affiliated corporations.

This Site is owned and operated by IRI.

1. General Disclaimer
THE MATERIAL AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by an entity of IRI is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in respect to your personal situation.

IRI completely disclaims all liability for the use of the information contained on this site by any user, including any losses, damages, lawsuits, claims or expenses anyone may incur as a result of using this information. Further, and without limiting the generality of the foregoing, in no event shall IRI be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein even if it has been advised of the possibility of such damages.

2. Intellectual Property
Unless otherwise noted, the graphic images, buttons, layout and text contained in this Web site are the exclusive property of IRI and may not be copied or distributed, in whole or in part, without the express written consent of IRI. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use.

3. Hyperlink
IRI cannot guarantee that any Hyperlink set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by a Hyperlink are developed and possibly maintained by persons over whom IRI has no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, IRI assumes no responsibility for the content of any sites referenced by any Hyperlink or otherwise.

A link from this Site to another Site (or a link from another Site to this Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such Site, its contents, or any products or services advertised or distributed through that Site. IRI believes that the links it provides to other publicly accessible Sites, Web Pages, newsgroups, and other sources is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.

4. Data Protection
IRI has the right, but not the obligation to monitor any transmission made to and for this Web site.

5. Software Quality 
IRI does not warrant that any information, software or other material accessible through one of our Web pages is free of viruses, worms, Trojan horses or other harmful components.

6. User Conduct
When accessing or making use of any part of this Site, you may not:

• post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any national or international law;   
• post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component; interfere with the functioning of this Site or restrict or inhibit any other user from using this Site;   
• post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through this Site for commercial purposes without the prior written consent of IRI.

CAUTION: ANY ATTEMPT BY ANY PERSON TO DAMAGE THIS SITE OR UNDERMINE ITS OPERATION MAY BE A VIOLATION OF CRIMINAL OR CIVIL LAWS. IRI RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULL EXTENT OF THE LAW.

Last updated - Feb. 2006